04:16 PM Thu, 28 March 2024

ATM Toll Free No. 1800 123 6230

04:16 PM Thu, 28 March 2024

ATM Toll Free No. 1800 123 6230

Interest Rate on Loans & Advances

Base Rate 09.50% per annum
Current Overdraft Base Rate + 4.50%
Advance Against Bank’s Term Deposit
(a) Standing in the Name of the Borrower 1% above the Deposit Rate
(b) Against Bank’s Own term Deposit to Third Party         8.50 %
Loan Against Security of NSC / KVP / Govt. Securities Base Rate + 2.50%
Term Loan / Working Capital (Cash Credit)
a) Upto   Rs.50 Lacs
b) Above Rs.50 Lacs
Base Rate +2.50%
Base Rate +1.50%
Personal Loan for all categories Base Rate + 5.00%
Scooter / Motor Cycle
Three Wheelers
Base Rate + 2.50%
9.00%
Car Loans         9.00%
Truck & other  Heavy Vehicle Base Rate + 3.50%
Micro Small Medium Enterprises (MSME) Base Rate + 1.50%
Loans and Overdraft limits to Professionals Base Rate + 1.50%
Hospitals & Nursing Homes Base Rate + 2.00%
Loan Against C.D.S. Base Rate +1.50%
Housing & Building (Owned)
(a) Upto Rs.70.00 Lacs         9.00%
(c) Purchase of Residential plot Base Rate + 3.00%
Education Institutions Base Rate + 1.50%
Commercial Complex – Purchase of Plot / Construction Base Rate + 3.25%
Agriculture Loan Base Rate + 0.50%
Loan Against Property
(a) Business Purpose Base Rate + 2.75%
(b) General Purpose Base Rate + 3.00%
Higher Education Loan Base Rate + 1.50%
Special Housing Loan for purchase of Plot/house for low income grout        9.00%
Hotel & tourism Industries Base Rate + 2.50%
Development of Housing Project Base Rate + 3.25%
Gold Loan Base Rate + 0.40%

Site Credits : Seigospace