Current Account

Smart Banking for Your Business Needs

A Current Account with The Citizens Urban Co-operative Bank Ltd., Jalandhar is designed to meet the transactional needs of businesses, professionals, and organizations, offering flexibility and ease to manage day-to-day operations.

Deposit your cash, cheques, and drafts seamlessly, and make payments to suppliers and vendors through cheque, Demand Draft, Pay Order, NEFT, and RTGS with ease.

Note: No interest is payable on Current Accounts, and nominal charges apply for the premium services provided.

Salient Features:

✅ Low minimum balance requirement
✅ Payable At Par multi-city cheque book facility
✅ RTGS & NEFT facility for quick fund transfers
✅ Efficient transaction handling for your business needs

Eligibility:

Minimum Balance:

Requirements:

✅ Resident Individuals
✅ Hindu Undivided Families (HUF)
✅ Sole Proprietorship Firms
✅ Partnership Firms
✅ Public / Private Limited Companies
✅ Trusts and Societies
✅ Associations and Clubs
✅ Institutions

Requirements:

Minimum Balance:

Requirements:

📌 KYC documents: Photographs, PAN Card, Photo ID, and Address Proof of each proprietor/joint account holder/authorized signatory.

📌 Business establishment documents:
– Business address proof and nature of activity
– Trade Tax / Sales Tax / Service Tax Registration
– Business PAN Card
– Additional documents as applicable:
• Partnership Deed
• Certificate of Commencement of Business
• Memorandum & Articles of Association
• Board Resolution
• Trust Deed, etc.

Minimum Balance:

💰 ₹3,000/-

A Current Account with Citizens Bank gives your business the speed, flexibility, and convenience it deserves while ensuring smooth cash flow management and easy payment facilitation.

Current Account

Smart Banking for Your Business Needs

Salient Features:

Eligibility:

Minimum Balance:

Requirements:

Requirements:

Minimum Balance:

Requirements:

Minimum Balance:

Minimum Balance:

Minimum Balance:

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