Current Account

Smart Banking for Your Business Needs

A Current Account with The Citizens Urban Co-operative Bank Ltd., Jalandhar is designed to meet the transactional needs of businesses, professionals, and organizations, offering flexibility and ease to manage day-to-day operations.

Deposit your cash, cheques, and drafts seamlessly, and make payments to suppliers and vendors through cheque, Demand Draft, Pay Order, NEFT, and RTGS with ease.

Note: No interest is payable on Current Accounts, and nominal charges apply for the premium services provided.

Salient Features:

✅ Low minimum balance requirement
✅ Payable At Par multi-city cheque book facility
✅ RTGS & NEFT facility for quick fund transfers
✅ Efficient transaction handling for your business needs

Eligibility:

Minimum Balance:

Requirements:

✅ Resident Individuals
✅ Hindu Undivided Families (HUF)
✅ Sole Proprietorship Firms
✅ Partnership Firms
✅ Public / Private Limited Companies
✅ Trusts and Societies
✅ Associations and Clubs
✅ Institutions

Requirements:

Minimum Balance:

Requirements:

📌 KYC documents: Photographs, PAN Card, Photo ID, and Address Proof of each proprietor/joint account holder/authorized signatory.

📌 Business establishment documents:
– Business address proof and nature of activity
– Trade Tax / Sales Tax / Service Tax Registration
– Business PAN Card
– Additional documents as applicable:
• Partnership Deed
• Certificate of Commencement of Business
• Memorandum & Articles of Association
• Board Resolution
• Trust Deed, etc.

Minimum Balance:

💰 ₹3,000/-

A Current Account with Citizens Bank gives your business the speed, flexibility, and convenience it deserves while ensuring smooth cash flow management and easy payment facilitation.