The Citizens Urban Co-op Bank Ltd

Salient Features:

Eligibility & Requirements:

✅ Zero balance account – No minimum balance required
✅ No folio charges
✅ LPG subsidy credit facility based on Aadhaar linkage
✅ Under RBI’s liberalised KYC policy, this account can be opened by those unable to produce standard KYC documents, ensuring access to banking for all.
✅ A maximum credit balance of ₹50,000/- can be maintained, and annual credits up to ₹1,00,000/- are permitted under this facility.

Eligibility & Requirements:

✅ Individuals aged 18 years and above
✅ Guardians on behalf of minors

📌 Identity proof: Voter ID, PAN Card, Passport, Aadhaar Card, Employee ID, etc.

📌 Address proof: Passport, Voter ID, other bank passbook, ration card, employer-issued ID, recent electricity/BSNL phone bill, etc.

📌 Two recent passport-size photographs

Minimum Balance:

Eligibility & Requirements:

Minimum Balance:

💰 Zero Balance Account

The Janta Bachat Khata empowers individuals from all walks of life to start saving without any financial pressure while accessing modern banking facilities.

Janta Bachat Khata

Salient Features:

Eligibility & Requirements:

Eligibility & Requirements:

Eligibility & Requirements:

Eligibility & Requirements:

Eligibility & Requirements:

Minimum Balance:

Eligibility & Requirements:

Minimum Balance:

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