Saving Bank Account 2.70%
Rate of Interest - W.e.f. 27/08/2025
7 Days to 45 Days 3.00%
46 Days to 179 Days 5.00%
180 Days to less than One year 5.50%
One year to less than two years 6.50%
Institutional Deposit for one year 7.40%
Two years to less than Five years 7.20%
Quarterly payout scheme 2 to 5 years 7.40%
Five years to Ten years 6.30%
Rate of Interest - W.e.f. 27/08/2025
7 Days to 45 Days 3.50%
46 Days to 179 Days 5.50%
180 Days to less than One year 6.00%
One year to less than two years 7.00%
Two years to less than Five years 7.70%
Quarterly payout scheme 2 to 5 years 7.90%
Monthly payout scheme 2-5 years for members 8.00%
Five years to Ten years 6.80%
1. Nari Shakti Recurring Deposit -2 Years to 5 Years 7.55%
2. Student Recurring Deposit -2 Years to 5 Years 7.45%
Advance Against Bank’s Term Deposit
(a) Standing in the Name of the Borrower 1% above the deposit rates
(b) Against Bank’s Own Term Deposit to Third Party 1.50% above the deposit rates
Loan Against Security of NSC / KVP / Govt. Securities 8.50%
Term Loan / Working Capital (Cash Credit)
a) Up to Rs. 50 Lacs 12%
b) Above Rs. 50 Lacs 11%
Personal Loan for all categories 15.25%
Scooter / Motor Cycle 12%
Three Wheelers 12%
Car Loans
a) New Car 9.00%
b) Used Car 10.00%
Truck & other Heavy Vehicle 13%
Micro Small Medium Enterprises (MSME) 11%
Loans and Overdraft limits to Professionals Base Rate + 1.50%
Hospitals & Nursing Homes 11.50%
Loan Against C.D.S. 11%
Housing & Building (Owned)
Up to Rs. 140.00 Lacs
a) Priority 9.00%
b) Non Priority 10.00%
Commercial Complex – Purchase of Plot / Construction 12.75%
Agriculture Loan 10%
Loan Against Property
(a) Business Purpose 12.25%
(b) General Purpose 12.50%
(c) Unorganized Sector ( upto 5.50 lacs) 14.50%
Higher Education Loan
a) Priority 10.00%
b) Non Priority 10.50%
Gold Loan 9.90%
Take over from Other Banks Standard AC with Existing ROI -0.10 bps
Penal Rate of Interest 1.00%
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