Saving Bank Account 2.70%
Rate of Interest - W.e.f. 22/07/2025
7 Days to 45 Days 3.00%
46 Days to 179 Days 5.00%
180 Days to less than One year 5.50%
One year to less than two years 6.50%
Institutional Deposit for one year 7.40%
Two years to less than Five years 7.20%
Quarterly payout scheme 2 to 5 years 7.40%
Five years to Ten years 6.30%
Rate of Interest - W.e.f. 22/07/2025
7 Days to 45 Days 3.50%
46 Days to 179 Days 5.50%
180 Days to less than One year 6.00%
One year to less than two years 7.00%
Two years to less than Five years 7.20%
Quarterly payout scheme 2 to 5 years 7.40%
Five years to Ten years 6.80%
1. Nari Shakti Recurring Deposit -2 Years to 5 Years 7.55%
2. Student Recurring Deposit -2 Years to 5 Years 7.45%
Base Rate 9.50% per annum
Current Overdraft Base Rate + 4.50%
Advance Against Bank’s Term Deposit
(a) Standing in the Name of the Borrower 1% above the Deposit Rate
(b) Against Bank’s Own Term Deposit to Third Party 8.50%
Loan Against Security of NSC / KVP / Govt. Securities Base Rate + 2.50%
Term Loan / Working Capital (Cash Credit)
a) Up to Rs. 50 Lacs Base Rate + 2.50%
b) Above Rs. 50 Lacs Base Rate + 1.50%
Personal Loan for all categories Base Rate + 5.00%
Scooter / Motor Cycle Base Rate + 2.50%
Three Wheelers 9.00%
Car Loans 9.00%
Truck & other Heavy Vehicle Base Rate + 3.50%
Micro Small Medium Enterprises (MSME) Base Rate + 1.50%
Loans and Overdraft limits to Professionals Base Rate + 1.50%
Hospitals & Nursing Homes Base Rate + 2.00%
Loan Against C.D.S. Base Rate + 1.50%
Housing & Building (Owned)
(a) Up to Rs. 70.00 Lacs 9.00%
(c) Purchase of Residential Plot Base Rate + 3.00%
Education Institutions Base Rate + 1.50%
Commercial Complex – Purchase of Plot / Construction Base Rate + 3.25%
Agriculture Loan Base Rate + 0.50%
Loan Against Property
(a) Business Purpose Base Rate + 2.75%
(b) General Purpose Base Rate + 3.00%
Higher Education Loan Base Rate + 1.50% Special Housing Loan for purchase of Plot/House for Low-Income Group 9.00%
Hotel & Tourism Industries Base Rate + 2.50%
Development of Housing Project Base Rate + 3.25%
Gold Loan Base Rate + 0.40%
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