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  • More
    • Home
    • About Us
    • Deposits
      • Savings Bank
      • Janta Bachat Khata
      • Daily Deposit Scheme
      • Current Account
      • Term Deposit Cumulative
      • Term Deposit Simple
      • Term Deposit Monthly
      • Term Deposit Quarterly
      • Recurring Deposit
    • Loans & Advances
      • Vehicle Loan
      • Personal Loan -Employees
      • Housing Loan
      • Finance for Agriculture
      • Small Scale Industries
      • Kisan Credit Card (KCC)
      • Gold Loan
      • Education Loan
      • Loan / Limit & Others
      • Loan / Limit Against Prop
      • Prop P Under Sarfaesi Act
  • Home
  • About Us
  • Deposits
    • Savings Bank
    • Janta Bachat Khata
    • Daily Deposit Scheme
    • Current Account
    • Term Deposit Cumulative
    • Term Deposit Simple
    • Term Deposit Monthly
    • Term Deposit Quarterly
    • Recurring Deposit
  • Loans & Advances
    • Vehicle Loan
    • Personal Loan -Employees
    • Housing Loan
    • Finance for Agriculture
    • Small Scale Industries
    • Kisan Credit Card (KCC)
    • Gold Loan
    • Education Loan
    • Loan / Limit & Others
    • Loan / Limit Against Prop
    • Prop P Under Sarfaesi Act

Daily Deposit Scheme

Your Daily Habit of Saving, Made Effortless

The Daily Deposit Scheme at The Citizens Urban Co-operative Bank Ltd., Jalandhar is a trusted, all-time favourite among small retailers, shopkeepers, and micro-entrepreneurs who wish to save small amounts daily to build a handsome corpus over 1, 2, or more years.

How It Works:

Salient Features:

Salient Features:

✅ No need to visit the bank daily!
✅ Our bank representative visits your shop or home at your convenience to collect your daily savings, after completing a simple account opening process.
✅ You choose your daily instalment amount as per your comfort and business cash flow.
✅ You receive an official receipt for every instalment paid through our authorized collection agent, ensuring transparency and trust. 

Salient Features:

Salient Features:

Salient Features:

 ✨ Low minimum balance to open the account
✨ Doorstep collection facility through authorized agents
✨ Convenient daily deposit of small savings
✨ Loan facility available against your accumulated deposit
✨ Ideal for small business owners, vendors, and retailers

Eligibility:

Salient Features:

Eligibility:

✅ Individuals aged 18 years and above
✅ Guardians on behalf of minors 

Terms & Conditions:

✅ Minimum account tenure: 12 months

 

Your Daily Efforts Can Create a Strong Financial Future

 The Daily Deposit Scheme helps you develop a disciplined savings habit without burdening your daily business operations, while ensuring your funds are safe and earning. 

Copyright © 2025 The Citizens Urban Co-op Bank Ltd - All Rights Reserved.


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