The Recurring Deposit (RD) scheme at The Citizens Urban Co-operative Bank Ltd., Jalandhar helps you cultivate a disciplined saving habit by depositing a fixed amount every month, growing your funds systematically over time.
✅ Individuals and Joint Accounts
✅ Firms and Corporates
✅ Clubs and Societies
✅ Trusts and Institutions
✅ Ideal for salaried individuals and small business owners to develop a consistent saving habit.
✅ Helps in achieving planned goals such as children’s education, weddings, or emergency funds.
✅ Enjoy higher returns compared to a regular savings account while ensuring your funds are safe.
✅ Monthly Savings: Invest a fixed amount every month and watch your savings grow with attractive interest.
✅ Flexible Tenure: Choose a deposit period from 12 months to 120 months based on your financial goals.
✅ Nomination Facility Available for your peace of mind.
✅ Passbook Facility: Stay updated on your RD with a physical passbook.
✅ Loan/Overdraft Facility: Avail up to 90% of your deposit plus accrued interest without breaking your RD for urgent needs.
✅ TDS Applicable as per Income Tax rules.
Copyright © 2025 The Citizens Urban Co-op Bank Ltd - All Rights Reserved.
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.