Savings Bank Account

Start your journey of smart and secure savings with Citizens Bank, offering flexibility, convenience, and attractive interest to help your money grow while keeping it accessible.

We accept deposits as:
✅ Demand Deposits (withdraw anytime)
✅ Term Deposits (fixed period, with emergency withdrawal facility)

Savings Bank Accounts fall under Demand Deposits, allowing you full liquidity while earning interest.

Salient Features:

✨ Low minimum balance requirement
✨ No penalty for non-maintenance of minimum balance
✨ No folio charges
✨ Standing instructions facility for automatic transfers/payments
✨ CTS-2010 compliant multi-city cheque books available
✨ First two cheque books (10 leaves each) FREE every calendar year
✨ RTGS & NEFT fund transfer facility
✨ LPG subsidy credit based on Aadhaar linkage
✨ Nomination facility available
✨ Attractive Interest Rate: 4% p.a.

Eligibility:

Minimum Balance Requirement:

Requirements:

Individuals aged 18 years and above
Guardians on behalf of minors
Societies, Trusts, and Institutions (as per KYC compliance)

Requirements:

Minimum Balance Requirement:

Requirements:

Identity proof (Voter ID, PAN Card, Passport, Aadhaar Card, Employee ID, etc.)

Address proof (Passport, Voter ID, other bank passbook, ration card, employer-issued ID, recent electricity/BSNL phone bill, etc.)
Two recent passport-size photographs

Minimum Balance Requirement:

₹200/- without cheque book
₹500/- with cheque book